Website Terms & Conditions

This website and the materials and information on this website are provided by 21st Century Investor Publishing, Inc., 21st Century Investor and 21st Century Alert, (hereinafter all collectively referred to as "21st Century" or "we") and may be used for informational purposes only. By using this website, you represent that you have read and understand these terms and conditions and agree to be bound by these terms and conditions. Furthermore, by using this website, you represent that (i) you have the capacity to be bound by these terms and conditions and (ii) if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity.

If you do not agree to these terms and conditions, do not use this website or download any materials from this website. 21st Century may amend or revise these terms and conditions at any time. By using this website, you agree to be bound by these terms and conditions as in effect from time to time. Please review these terms and conditions regularly.

Ownership of Materials:

Except as otherwise indicated, this website and its entire contents (collectively, the "Materials"), including, but not limited to, the text, information, material, software and graphics contained on this website, are owned by 21st Century, and its affiliates. The Materials are protected by copyright, trademark, and other intellectual property laws and treaties. 21st Century makes no proprietary claim to any third party names, trademarks or service marks appearing on this website. Any third party names, trademarks, and service marks are the properties of their respective owners.

Except as provided in the next sentence, the Materials may not be copied, reproduced, modified, published, uploaded, downloaded, posted, transmitted, or distributed in any way, without 21st Century's prior written permission. You may download one (1) copy of the Materials on a single computer only for your personal, non-commercial, internal use. You may not (i) modify the Materials or use them for any commercial purpose, or any other public display, performance, sale, or rental, (ii) decompile, reverse engineer, or disassemble software materials, (iii) remove any copyright notice or other proprietary notices from the Materials, or (iv) transfer the materials to another person.

By posting a message or contributing in any way to this website, including, but not limited to, sending comments and e-mail, to this website, you expressly grant 21st Century the right to use in any way, copy, republish, or sell your message or other contribution as part of its property.

We reserve the right to change, update, discontinue, or restrict or prevent access to this website or the Materials at any time without notice.

Disclaimer and Limitation on Liability:

BY USING THIS WEBSITE, YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS WEBSITE AND THE INTERNET GENERALLY. THE MATERIALS ARE PROVIDED "AS IS," WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT OF INTELLECTUAL PROPERTY, AND FREEDOM FROM ERRORS, VIRUSES, BUGS, OR OTHER HARMFUL COMPONENTS. IN NO EVENT SHALL 21 ST CENTURY BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, AND DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS OR ANY HYPERLINKED WEBSITE, EVEN IF 21ST CENTURY OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This website is intended to assist readers by providing financial data, research and editorial information on financial products. 21st Century will not be responsible for any errors or omissions in the Materials or information provided on this website, any articles or postings for hyperlinks embedded in messages, nor for any loss or damage caused by your reliance on information obtained on this website or in a hyperlinked site.

This website provides information and advice based on our editorial content and advice of financial professionals. While 21st Century believes such information and advice to be reliable, we make no claims or representations about the accuracy, reliability, timeliness, usefulness or completeness of such information or advice. All information and advice given on this website is intended only to assist you with financial decisions. However, by nature such information is broad in scope. Your financial situation is unique and our information and advice may not be appropriate for your situation. Accordingly, 21st Century recommends that you get different opinions and seek the advice of your accountant and other financial advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy. You should not rely solely on any information or advice you obtain on this website. Any reliance by you on any information or advice will be at your own risk.

Links to Third Party Sites:

This website contains links to third party sites. These links are provided for convenience purposes and are not under the control of 21st Century or its affiliates. We do not make any representations and warranties, express or implied, regarding the content of any of these linked sites. These links do not constitute or imply an endorsement, authorization, sponsorship or affiliation by 21st Century with respect to any third party, any third party's website, the content of any third party's website, or any products or services provided by a third party.

Governing Law and Jurisdiction

These terms and conditions of use shall be governed by and construed in accordance with the laws of the United States of America and the State of Florida, without giving effect to any choice of law or conflict of law provision or rule (whether of the State of Florida or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the United States or the State of Florida. By using this website, you consent to the jurisdiction of the state and federal courts of Palm Beach County, Florida, U.S.A. for any action or proceeding arising under or relating to these Terms of Use, this website or the use of, or reliance on, this website.